This Privacy Notice is from The Planner’s Edge®LLC, a registered investment advisor in the business of providing investment advisory services to clients.
We are committed to safeguarding the confidential information of clients. We hold all personal information provided to the firm in the strictest confidence. We may also have relationships with other non- affiliated investment advisor firms, such as Charles Schwab, insurance companies, trust companies, custodians and other financial institution entities. Except as required or permitted by law, we do not share confidential information about clients with non-affiliated third parties. In the unlikely event there were to be a change in this fundamental policy that would permit additional disclosures of confidential client information, the firm will provide written notice to clients and clients will be given an opportunity to direct whether such disclosure is permissible.
An Important Notice Concerning Customers’ Privacy
CUSTOMER INFORMATION: The firm collects and develops personal information about clients and some of that information is non-public personal information (Customer Information). The essential purpose for collecting Customer Information is to provide and service the financial products and services clients obtain from the firm. The categories of Customer Information collected by the firm depend upon the scope of the engagement with it and are generally described below. As an investment advisor, the firm collects and develops Customer Information about clients to provide investment advisory services. Customer Information collected includes:
Information received from clients on financial inventories through consultation with its representatives. This Customer Information may include personal and household information such as income, spending habits, investment objectives, financial goals, statements of account, and other records concerning your financial condition and assets, together with information concerning employee benefits and retirement plan interests, wills, trusts, mortgages and tax returns.
Information developed as part of financial plans, analyses or investment advisory services.
Information concerning investment advisory account transactions.
DATA SECURITY: The firm restricts access to Customer Information to those representatives and employees who need the information to perform their job responsibilities within the firm. The firm maintains agreements, as well as physical, electronic and procedural securities measures that comply with federal regulations to safeguard Customer Information about clients.
USE AND DISCLOSURE OF CUSTOMER INFORMATION TO PROVIDE CUSTOMER SERVICE TO CLIENT ACCOUNTS: To administer, manage and service customer accounts, process transactions and provide related services for client accounts, it is necessary for the firm to provide access to Customer Information within the firm and to non-affiliated companies such as Charles Schwab, other investment advisors, other broker-dealers, trust companies, custodians and insurance companies. The firm may also provide Customer Information outside of it as permitted by law, such as to government entities, consumer reporting agencies or other third parties in response to subpoenas.
FORMER CLIENTS: If clients close an account with the firm, it will continue to operate in accordance with the principles stated in the Notice.
REQUIREMENTS OF FEDERAL LAW: In November of 1999, Congress enacted the Gramm-Leach-Bliley Act (GLBA). The GLBA requires certain financial institutions, including broker-dealers and investment advisors, to protect the privacy of Customer Information. To the extent a financial institution discloses Customer Information to non- affiliated third parties other than as permitted or required by law, customers must be given the opportunity and means to opt out (or prevent) such disclosure. Please note that the firm does not disclose Customer Information to non-affiliated third parties except as permitted or required by law (e.g., disclosures to service client accounts or to respond to subpoenas).
ACKNOWLEDGMENT OF RECEIPT: Client acknowledges receipt of the Advisor’s Privacy Policy as required by the Gramm-Leach-Bliley Act of 1999.
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Schwab is a registered broker-dealer, and is not affiliated with The Planner’s Edge, LLC or any advisor(s) whose name(s) appears on this website. The Planner’s Edge, LLC is independently owned and operated. Schwab neither endorses nor recommends The Planner’s Edge, LLC. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with The Planner’s Edge, LLC under which Schwab provides The Planner’s Edge, LLC with services related to your account. Schwab does not review The Planner’s Edge, LLC website(s), and makes no representation regarding the content of the Website(s). The information contained in The Planner’s Edge, LLC website should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.
